Victoria d’Este
Printed: October 29, 2025 at 5:08 pm Up to date: October 29, 2025 at 5:08 pm
Edited and fact-checked:
October 29, 2025 at 5:08 pm
In Transient
PEXX is a cross-border USD platform out there in over 50 international locations, designed to facilitate seamless holding, transferring, and rising of {dollars} for the worldwide workforce, addressing the inadequacies of present banking programs within the on-line economic system.
The world operates on-line at this time. Folks earn in a single nation, dwell in one other, and spend globally, however banking programs haven’t totally tailored. PEXX goals to bridge this hole. It’s a cross-border USD platform designed for the worldwide workforce, now out there in over 50 international locations, enabling customers to carry, switch, and develop {dollars} seamlessly throughout borders.
A Financial institution Constructed for a Borderless Era
PEXX initially seems to be a digital financial institution, however its targets go effectively past typical fintech choices. It goals to take away obstacles that hinder cash movement, akin to geography, paperwork, and hidden charges. The platform permits real-time transfers of fiat and stablecoins, tokenized Treasury yields, and affords a Visa card, permitting customers to financial institution and make transactions worldwide with ease.
“PEXX offers you the whole lot you anticipate from a USD financial institution, besides the borders, excessive charges, and friction,” mentioned Marcus Lim, founder and CEO. “Our mission is easy: should you’ve obtained a passport and a cellphone, it’s best to have full entry to USD, similar to anybody else.” It’s an announcement that resonates throughout a brand new technology of distant staff, creators, and entrepreneurs who’ve revenue in {dollars} however no simple strategy to handle or spend it.
PEXX differentiates itself by combining Web3 options with regulatory credibility. Registered with AUSTRAC in Australia and functioning as a Cash Service Enterprise within the U.S., the corporate collaborates with Fireblocks for safe custody options and Ripple for speedy worldwide transfers. This integration blends blockchain pace with banking-level adherence to rules inside a single platform.
Funding the Subsequent Wave of International Finance
Since its early rollout in 2024, PEXX has been gaining quiet momentum amongst customers in lots of international locations. Freelancers obtain funds in USDC and spend in USD with out incurring conversion charges. Startups will pay international groups instantly by PEXX wallets. Expats and digital nomads have the choice to retailer and develop their financial savings in tokenized U.S. Treasuries. All capabilities function in actual time, bypassing the delays frequent with conventional monetary programs.
Not too long ago, the corporate secured a $4 million seed spherical led by TNB Aura, with traders together with Antler, LongHash Ventures, and angels Dexter Lo and Kenneth Low. The funds will help licensing, product innovation, and growth into Asia, Latin America, and the Center East, the place entry to USD is usually restricted or expensive.
PEXX describes its mission as “banking with out borders,” and the timing is ideal. As extra of the worldwide workforce shifts on-line, conventional nationwide banking programs appear more and more out of date. Persons are looking for the identical qualities that the web affords for data: pace, transparency, and international accessibility. It has the potential to change into the foundational infrastructure that really permits international banking.
Disclaimer
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About The Writer
Victoria is a author on a wide range of know-how matters together with Web3.0, AI and cryptocurrencies. Her intensive expertise permits her to write down insightful articles for the broader viewers.
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Victoria d’Este
Victoria is a author on a wide range of know-how matters together with Web3.0, AI and cryptocurrencies. Her intensive expertise permits her to write down insightful articles for the broader viewers.
