Binance on Wednesday launched a brand new product known as Binance Junior, a cell app constructed for customers aged 6 to 17, a launch that shortly stirred debate throughout the crypto world over whether or not digital asset platforms ought to attain youthful customers in any respect.
The corporate stated Binance Junior runs as a separate app however hyperlinks on to a mum or dad or guardian’s predominant Binance account, giving adults full management over how the kid makes use of the service.
Introducing Binance Junior, a parent-controlled app and sub-account for teenagers and youths.
Construct family-focused crypto financial savings and put together your baby for a future empowered by crypto.
Strive it now https://t.co/q4Y50PvApy pic.twitter.com/O1R2yZ4vVE
— Binance (@binance) December 3, 2025
Mother and father can transfer cryptocurrency into the junior account, set spending and switch limits, and select if their youngsters can use incomes options corresponding to curiosity merchandise.
What customers can entry will depend on native legal guidelines and the foundations in every nation.
Binance stated the app is supposed to assist households train primary cash abilities, to not push buying and selling on minors.
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Is Binance Junior a Financial institution-Type Account for Children?
The corporate described it as an training software that mirrors conventional custodial accounts, the place adults stay in cost whereas youngsters learn the way finance works in a managed setting.
The corporate says the setup works very like a daily checking account for a kid, the place the mum or dad retains authorized management although the kid can maintain funds.
On this system, the mum or dad decides what the kid can do with the account. That features spending, withdrawals, and entry to options, at the least till the kid turns into an grownup.
Behind the scenes, every Binance Junior account runs as a sub-account below the mum or dad’s verified profile. Legally and technically, the account remains to be tied to the grownup’s identification and compliance data.
All the pieces begins from the mum or dad’s predominant account. It controls identification checks, safety settings, limits, and which merchandise the kid is allowed to make use of.
Mother and father can ship crypto from their very own wallets into the kid’s account, switch funds on-chain, and verify balances anytime from the app.
They will additionally select whether or not to activate Junior Versatile Easy Earn, which lets the funds earn curiosity via Binance’s Earn program.
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How Does Binance Pay Work Inside Binance Junior Accounts?
For customers aged 13 and above, Binance Junior additionally offers entry to Binance Pay. This lets teenagers ship and obtain crypto with different Junior customers or with their mother and father.
All transfers keep below day by day limits set by the mum or dad or account holder. In follow, adults hold management over how cash strikes out and in of the account.
Binance stated on the Binance Junior web site that some options is not going to be out there in each nation. The corporate added that native legal guidelines might block sure companies, relying on the place customers dwell. Guidelines additionally differ by area on what can legally be supplied to minors.
The launch triggered a quick response on-line, particularly on X. Views ranged from reward to sharp criticism.
Some customers accused Binance of going after youngsters on goal. One commenter requested whether or not the business was already too centered on youthful customers and stated merchandise like Binance Junior danger crossing an moral line.
Wait. #Binance is concentrating on youngsters now?
Children who commerce?
Is the military of purchased kindergarten-KOLs not sufficient for them? https://t.co/YkuvoTXJ2m
— MASTR (@MastrXYZ) December 3, 2025
One consumer known as the transfer “loopy and irresponsible.” One other joked that youngsters might find yourself as “exit liquidity” for older merchants.
That is loopy and irresponsible.
— NO-KX I Impartial OKX Watchdog (Commentary) (@not_ok_okx) December 3, 2025
Supporters defended the thought. One consumer stated bringing crypto to youthful customers was “big for actual adoption” and argued that early entry, with mother and father in cost, might assist teenagers learn the way digital cash works.
As Binance expands past buying and selling instruments and into on a regular basis finance, the response to Binance Junior exhibits a transparent cut up. Some see academic merchandise as crucial for wider use.
Others fear that bringing minors into crypto carries dangers the business nonetheless doesn’t totally perceive.
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