Monetary establishments are scaling digital merchandise, increasing into new markets, and automating their decision-making greater than ever in 2026, which makes managing controls, fashions, and regulatory obligations simply as necessary as stopping fraud.
At FinovateEurope 2026, two new fintechs are exhibiting how banks can transfer past handbook processes and static controls towards extra dynamic, data-driven approaches to compliance and threat. Take a look at how the next firms are serving to banks scale back value, enhance transparency, and switch regulatory necessities into instruments for smarter decision-making.
FinovateEurope 2026 will happen at London’s InterContinental O2 on February 10 and 11. Tickets can be found now. Go to our FinovateEurope hub at present and benefit from massive early-bird financial savings!
FINTRAC
UK-based FINTRAC helps monetary establishments automate controls and workflows throughout the mannequin lifecycle, enabling stronger governance with much less handbook effort. Its platform replaces fragmented, spreadsheet-driven processes with centralized controls, audit-ready documentation, and richer analytics that enhance transparency throughout threat, compliance, and mannequin administration groups.
As a result of its instruments are built-in into banks’ current techniques, FINTRAC permits banks to cut back prices whereas sustaining regulatory compliance in real-time.
Serene
Serene helps corporations flip compliance and collections knowledge into actionable insights by serving to lenders optimize arrears administration, scale back defaults, and broaden entry to credit score by combining compliance self-discipline with frontline intelligence.
Serene positions compliance as a suggestions loop that improves decision-making throughout collections and lending operations. The corporate affords organizations knowledge and steering to allow them to steadiness threat administration with buyer outcomes whereas remaining compliant.
Why banks ought to care
As banks proceed to digitize lending, funds, and threat decisioning, compliance and management capabilities can not depend on handbook processes. Actually, regulators are more and more anticipating corporations to implement steady governance, which locations extra strain on groups to maneuver sooner, undertake AI-driven fashions, and scale back operational value.
Fintechs like FINTRAC and Serene are good examples of how compliance and threat intelligence are being embedded into on a regular basis operations. By automating controls and leveraging compliance knowledge for actionable insights, banks can enhance transparency, strengthen threat administration, and scale extra confidently.
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