Within the final 10 days, Binance has formally carried out two distinct stress checks. Whereas one was a social media-driven neighborhood check of liquidity, one other was the Proof of Reserves monetary well being test. However why was a stress check required so abruptly?
In February 2026, following rumours and a social media-driven marketing campaign, Binance noticed customers speeding to withdraw funds. Nevertheless, the world’s largest alternate stood its floor. Co-founder He Yi and former CEO Changpeng Zhao (CZ) have addressed the worry, uncertainty, and doubt (FUD), turning a possible PR nightmare right into a proof of energy.
Some associates locally have initiated a withdrawal marketing campaign. Though the variety of property in Binance addresses has elevated after the marketing campaign was launched, I imagine that commonly initiating withdrawals from all buying and selling platforms is a really efficient stress check. I… pic.twitter.com/U8TyHDHeLH
— Yi He (@heyibinance) February 4, 2026
In early February, social media chatter in contrast Binance’s actions to the 2022 collapse of FTX, sparking a “run on the financial institution” mentality. With Bitcoin dropping beneath the $70k stage, customers panic-withdrew property, testing the alternate’s liquidity in real-time.
Issues obtained worse when a short 20-minute technical pause on withdrawals was misinterpreted as insolvency. Nevertheless, not like the FTX catastrophe the place reserves plummeted, on-chain knowledge confirmed one thing completely different. Binance handed two stress checks!
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CZ and He Yi Reply to the Binance Stress Take a look at
Co-founder He Yi took to social media, stating that common makes an attempt at mass withdrawals are “not a nasty concept” as a type of stress check. Surprisingly, she revealed that in the course of the marketing campaign, property in Binance addresses truly elevated, suggesting that for each particular person panicking, others had been shopping for the dip.
This resilience is essentially backed by their transparency efforts. Binance’s crypto reserves lead the business in visibility, and their newest Proof of Reserves report for January 2026 confirmed holdings of over $155 billion.
Former CEO CZ additionally weighed in throughout a current replace, echoing sentiments from a earlier CZ AMA session. He emphasised that crypto has already survived its “darkest quarter” and that the platform’s capacity to deal with billions in outflows with out flinching proves structural maturity. The alternate maintained operations with out main stress, debunking the insolvency rumors.
Was stress testing the product. Final one had some hiccups. This one was very easy. The workforce should have finished lots of work within the final 2 weeks. https://t.co/s1QnBFlQYH
— CZ
BNB (@cz_binance) February 12, 2026
In the meantime, on 13 February 2026, Binance CEO Richard Teng insisted that crypto may be very resilient and there’s a lot of help for the business, regardless of the current volatility.
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Why Self-Custody Issues in a Put up-FTX World
Even with this success, the message from management wasn’t simply “belief us.” It was “confirm.” The business is shifting towards Crypto Self-Custody. He Yi and CZ have each reiterated that whereas exchanges are safer than earlier than, holding your personal keys is the last word safety.
That is the place instruments just like the Binance Web3 Pockets come into play, providing a bridge to decentralized finance the place you management the property. Nevertheless, self-custody comes with its personal duties. You turn into your personal financial institution, which implies defending towards digital hacks and even bodily threats, just like the jarring UK crypto wrench assault circumstances we’ve seen just lately.
The takeaway? Binance is solvent, and the “stress check” solely validated their reserves. The alternate mentioned that it’s going to proceed to bolster its SAFU fund to guard customers, however its protected to say that studying to handle your personal keys stays the neatest transfer in 2026.
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Key Takeaways
He Yi and CZ have each reiterated that whereas exchanges are safer than earlier than, holding your personal keys is the last word safety.
The business is evidently shifting towards Crypto Self-Custody.
The put up Binance Passes Liquidity Stress Take a look at: CZ and Yi He Tackle the “Financial institution Run” Try, Confirm 1:1 Backing appeared first on 99Bitcoins.
