Key Takeaways:
t54 attracted a seed spherical of $5 million underneath Anagram, PL Capital and Franklin Templeton with a candy incentive of Ripple.The startup is looking out a belief layer to AI brokers, comprising identification checks and real-time scoring of dangers, in addition to agent-native credit score.The infrastructure is linked to XRPL, Solana, Base, and Virtuals, it tries to keep up a secure and wholesome on-chain agent exercise.
AI brokers are shifting from copilots to autonomous actors that execute funds, handle treasury, and work together with sensible contracts. t54 goals to unravel the lacking piece: belief infrastructure constructed particularly for non-human members in monetary methods.
$5M Seed Spherical Targets Agentic Financial system Infrastructure
t54 introduced that it not too long ago raised $5 million efficiently within the seed spherical to develop requirements on identification and danger administration for AI-operated monetary actions. This funding spherical was co-led by Anagram, PL Capital and Franklin Templeton with the strategic participation from Ripple, Virtuals Ventures, Blockchain Coinvestors and ABCDE.
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This fund might be utilized to broaden the technical staff, speed up product growth course of and scale up cooperation relationships with establishments implementing automated operation fashions.
Founder Chandler Fang stated monetary rails had been constructed round human identification and decision-making. As AI brokers start initiating transactions independently, there is no such thing as a standardized framework to confirm who or what’s performing, how danger is measured, or how accountability is enforced.

Constructing the Belief Layer for AI Brokers
t54 positions itself as core infrastructure for the “agentic economic system.” Its platform rests on 4 pillars:

Id & Verification
The system introduces a “Know Your Agent” framework which incorporates developer identification, mannequin origin monitoring, human & AI agent hyperlink and exercise objective identification. The objective is to create a compliance-ready authorization scheme permitting enterprises to empower AI brokers to function consistent with audit and supervision legal responsibility assure.
Danger & Fraud
An actual-time engine evaluates agent transactions utilizing behavioral patterns, gadget context, operational mandates, and code audits. The system identifies suspicious transactions upfront previous to the cash even gliding out, decreasing the chance of getting fraud.
Credit score
t54 will help agent-native credit score traces with confirmed identities, historical past of transactions, and real-time danger ranking. This will open up AI-based commerce and automate treasury.
Unified Platform Layer
All identification, danger controls and settlement function on a single stack. The impartial brokers don’t require companies to make use of totally different compliance instruments.
Ripple and Institutional Alignment
The participation of Ripple reveals that AI agent primarily based monetary infrastructure area is rapidly changing into hotter than ever. Markus Infanger, Senior Vice President of RippleX indicated that automated methods are enjoying a job as entities taking part in financial actions, not solely instruments, subsequently monetary infrastructure additionally must adapt accordingly.
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Franklin Templeton additionally agrees with this opinion. Tony Pecore Senior Vice President cum Director of Digital Asset Administration underlined that tokenized markets want extra stricly identification frames when AI methods start the participation within the monetary course of.








