Nuremberg, Germany, Might nineteenth, 2026, Chainwire
Primarily based on Coinbird DCA Calculator knowledge: month-to-month Bitcoin shopping for since 2015 returned +4,515%, whereas buyers would nonetheless have endured a 76.72% drawdown, and DCA underperformed lump-sum investing in Coinbird’s examined shorter-term situations
New evaluation from impartial crypto comparability platform Coinbird reveals what disciplined month-to-month Bitcoin shopping for since 2015 would have really produced, whereas additionally displaying the place the favored narrative of “simply DCA into Bitcoin” oversimplifies the truth.
The findings are primarily based on Coinbird’s Bitcoin DCA Calculator, which makes use of historic Bitcoin value knowledge from CoinGecko and lets customers mannequin recurring funding situations going again to 2013.
To run the backtest or discover different situations, customers can go to:
https://www.coinbird.com/cryptocurrencies/bitcoin/dca-calculator
Key findings
An investor who started a $100/month Bitcoin DCA plan in January 2015 would have made 137 month-to-month purchases by way of Might 2026, investing a complete of $13,700. As of Might 19, 2026, the ensuing portfolio of 8.219 BTC could be value roughly $632,315, representing a complete return of +4,515% on invested capital. The technique amassed Bitcoin at a median acquisition value of roughly $1,667 per BTC, as a result of early purchases acquired considerably extra Bitcoin earlier than costs rose.
For buyers who began later, close to the Might 2021 market peak earlier than the 2022 crash, a $100/month DCA plan nonetheless returned +84.34% within the Might 2021–Might 2026 state of affairs — turning $6,100 invested throughout 61 month-to-month purchases into roughly $11,244. Over the identical interval, a lump-sum funding of the total quantity made upfront in Might 2021 returned roughly +43%. On this particular state of affairs, DCA outperformed as a result of the technique routinely amassed extra Bitcoin in the course of the 2022 bear market.
Importantly, lump-sum investing beat DCA on the 1-, 2-, 3- and 4-year horizons in Coinbird’s examined situations. The five-year DCA benefit emerged solely after a full crash-and-recovery cycle. The conclusion that “DCA beats lump-sum” will not be common — it relies upon closely on begin date and market regime.
DCA buyers throughout the total interval nonetheless skilled a most drawdown of -76.72% in the course of the 2022 bear market, underscoring that recurring purchases don’t get rid of volatility or the psychological issue of holding by way of extreme declines.
“The fascinating discovering will not be merely that Bitcoin went up since 2015,” stated Philipp, Founding father of Coinbird. “The fascinating discovering is that, on this historic state of affairs, automated month-to-month shopping for by way of crashes, all-time highs and regulatory uncertainty nonetheless produced extraordinary long-term outcomes. On the similar time, the drawdowns present why this technique is far more durable to stay by way of than it appears to be like on a chart in hindsight.”
Coinbird’s Bitcoin DCA Calculator is out there freed from cost and permits customers to check totally different funding quantities, buy intervals and begin dates going again to 2013.
Methodology
The evaluation simulates recurring Bitcoin purchases on the chosen month-to-month interval utilizing historic CoinGecko value knowledge. Lump-sum comparisons assume the total deliberate contribution quantity is invested upfront in the beginning of the chosen interval. Calculations exclude taxes and buying and selling charges. Previous efficiency doesn’t assure future outcomes.
About Coinbird
Coinbird is an impartial crypto comparability and market intelligence platform serving to retail buyers evaluate cryptocurrencies, exchanges and wallets with clearer knowledge. On coinbird.com, customers can discover stay market knowledge, evaluate suppliers, use crypto calculators and comply with market indicators such because the Bitcoin Rainbow Chart, Bitcoin Dominance and Altcoin Season Index.
Coinbird is operated by Coinbird GmbH and is the worldwide platform of kryptovergleich.de, considered one of Germany’s main crypto comparability portals, serving greater than two million customers yearly. Throughout each platforms, Coinbird combines clear knowledge, sensible instruments and academic guides for brand new and skilled crypto buyers alike.
Contact
FounderPhilipp DuringerCoinbird GmbH[email protected]
